I want to be able to send Paypal an instruction, via PHP, to transfer a specific amount of money from my account to another given a Paypal account.
Is this possible?
Now Solved.
It's called Mass Payments.
The option for paypal to send money is only available to business and premier account holders.
Paypal offers an "auto sweep" automatic withdrawal option to qualified Business and Premier accounts. This option is not available to Personal accounts. When enabled, any Paypal balance will be automatically transferred to a designated checking account every night around midnight to 4:00 AM. This option is a great convenience to merchants with high transaction volumes, so they do not have to log in and manually withdraw the funds periodically. It also avoids the risk of having Paypal freeze your account and any funds within it.
The option for you to make it send money to another paypal account seems extremely unlikely especially using anything outside of paypal itself as that would be very insecure and most likely against their privacy and security settings.
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I've integrated the PayPal payment gateway, but now I need to know whether PayPal can handle the below scenario.
Let's say a customer pays $1000 which includes a non-refundable $100 application fee. Later the customer cancels and receives $800 as there is also a $10 cancellation fee, so the formula looks like:
$refund_amount($800) = $total_amount($1000) - $cancellation_charge($100) - $application_fee($100)
So now my business account has balance of $200 and I want to transfer cancellation_fee($100) to my service provider's PayPal account and want to keep application_fee($100) in my account. This transfer is the step I need help with.
Initially all payment has been received by the app owner account and later if the customer cancels or completes the booking amount must transfer to the provider's account (minus the $100 application fee)
I have gone through some PayPal API docs but was unable to find any solution for the transfer.
I'm using the paypal/rest-api-sdk-php library in Laravel.
For receiving payments, do not use the v1 PayPal-PHP-SDK; it is deprecated. Use the cureen v2 Checkout-PHP-SDK. Implement two routes on your server, one for "Set Up Transaction" and one for "Capture Transaction", documented here: https://developer.paypal.com/docs/checkout/reference/server-integration/
For the payer to give their approval, pair your two routes with: https://developer.paypal.com/demo/checkout/#/pattern/server
For automating sending payments from one of your accounts to another account, use the Payouts-PHP-SDK. The account sending payments will need to be approved for PayPal Payouts. See here regarding requesting approval: https://developer.paypal.com/docs/payouts/integrate/prerequisites/#get-access-to-paypal-payouts
I need to receive payments via PayPal on my website and have used Omnipay (PayPal_Express) to implement it.
I also like my users to have the option to pay with their credit card without having to create an paypal account. In the sandbox this works great (the user has the option to log in or to enter credit card details).
When I switch to live the only options are to login or create an account.
The setting to accept payments without account on the paypal website is set to on
solutionType is set to "Sole"
landingPage is set to "Billing"
My business account is from Austria and has a verfied bank account (but no credit card).
Does anybody know what I can do?
In Live mode, credit card only payment is actually controlled by PayPal risk detection sysem randomly. In order to manage risk, PayPal may limit the Funding Sources available for a transaction. If we limit the Funding Sources, we will alert our users that there is a higher-than-normal level of risk associated with the payment. Such a notice does not mean that either party to the transaction is acting in a dishonest or fraudulent manner. It means there may be a higher-than-normal level of risk associated with the transaction. PayPal employs complex statistical models to identify patterns of behavior. This is similar to the way banks and credit card companies identify patterns of behavior that are out of the ordinary when approving individual transactions. When our system does not allow a certain funding source for a transaction, it is merely an indication that the individual transaction fits a pattern we have observed in the past to have a high risk of failure. In this situation, your customers can only sign up PayPal accounts or log into their existing PayPal accounts to make payments to you.
I am looking for information on how large resellers collect payments and pay the people who sell on their site. (e.g. Redbubble.com, a company that pays artists a commission for their work)
Specifically, I am looking for different solutions that cover a few key functions at minimal cost (like Paypal fees)
Ability to take payment from credit cards and paypal (others a benefit)
Track sales for each merchant as payments are processing
Collect payments in central account
Payout all processed payments on a monthly basis
P.S. I imagine there are a few ways to do this, I am hoping to gain some insight on what solutions have been proven.
P.P.S. This is not a technology specific question. Whatever APIs or third party solutions you know of are fair game.
Thanks for your knowledge!
Try PayPal adaptive payments.
Paypal Adaptive payments
You can also try Stripe to collect funds to one account and to trasfer them to third party acccounts but this only works in the US.
Stripe Payments
You could use the Adaptive Payments API and that would allow you to split the payments up among multiple receivers in a single transaction in real-time. If you go that route the API calls that you'd be interested in are...
Pay - This setups the actual payment and the receivers on the payment.
SetPaymentOptions - This allows you to provide more details like items, shipping, etc.
ExecutePayment - This actually processes the payment in the system after it's been setup with the previous calls.
PaymentDetails - This obtains details about a completed transaction.
Preapproval (possibly) - This allows you to get a Preapproval key for a user that will allow you to trigger payments on that users behalf at any time in the future with the use of the preapproval key.
PreapprovalDetails (if you use preapprovals) - This obtains details about an active preapproval profile.
To get all of that working in the live environment you'll need to submit an application through your PayPal developer account to obtain a Classic API App ID. For development on the sandbox there is a global App ID that can be used.
Another option would be to take payments on your site using any PayPal product like Payments Standard, Express Checkout, Payments Pro, etc. and have all the money come to your account, and then use the Pay API to distribute those funds out to people accordingly. This could be automated with an IPN solution and possibly the use of a CRON job on your server.
This is the method I like to use, and I typically go with a full Payments Pro / Express Checkout integration for payments on my site and then I distribute via the Pay API within an IPN solution or CRON job like I mentioned.
I am working on a site providing software as a service which is billed on a monthly basis.
The software is licensed on a per-user basis and will be extensible via optional standard modules and custom apps that can be subscribed to through an app store.
The customer can alter the number of users, subscribe or unsubscribe modules and apps every month.
Users, modules and apps should be billed along with the base software, thus the billing amount may greatly vary from month to month.
The goal is to minimize PayPal requests for approval and let customers specify an amount that is above the base subscription price so that minor purchases do not require approval by anyone with access to the company's PayPal account (unless the customer limits the amount to the original subscription price).
Which PayPal APIs would you recommend in this scenario ?
As I understood it, UpdateRecurringPaymentsProfile does not allow the amount to be increased by more than 20% within 180 days without explicit approval by the buyer, so it probably would not work if we try to first request e.g. $200, then bill only $100 and later increase back to e.g. $150, right ?
The Adaptive Payments API seems to require the seller to bill rather than have PayPal do it on a regular basis, is this correct ?
I don't know it's help full or not right now, As it is a very old post.
Instead of creating recurring profile on PayPal Server, You can store the customer's credit card on the PayPal using REST API: https://developer.paypal.com/docs/api/#vault then every month you can fetch it and charge it like recurring Payment, Also you no need to worry about how many time customer upgrade the subscription you can manage it on your server end, Or When client is no longer with the services then just remove its card from PayPal.
I suppose Authorize.net SIM method also does the same.
Hope this make sense.
I have a website where I need to reward users for their involvement by paying money into their paypal account. I have a paypal business account, and would like to know if it is possible to put money into their account automatically from just having their paypal account email address.
I am developing my website using php. Ideally, I would like to have a script on my server that when executed transfers money from my business account into their paypal account.
I am new to paypal, and having looked around I am getting confused as to all of the different APIs that are in use! MassPay keeps coming up but if possible I would rather I didnt have to pay the 2% charge on each payment - is there any other options?
The payments are not for goods or services and so could be classed as a personal transfer, would this eliminate any fees?
So my questions are:
1) Is this possible?
2) Which API is most suitable?
Thanks
Yes, it's possible but you're going to end up paying a transaction fee. I would recommend you do a batch process (that is, do one large payment request scheduled at a certain time of day) through PayPal's Mass Payment API.
You can read more about this API and how to use it here.
The way PayPal stays in business is by collecting these transaction fees. If it didn't collect them, it wouldn't be nearly as successful.
If you're looking at having more options on the transaction, including some ways to try and shift around who pays the fee, you may want to look at Adaptive Payments.
The best way is to generate a paypal button in the following URL:
https://www.paypal.com/us/cgi-bin/?cmd=_donate-intro-outside
and place it at your page... You'll still have to pay some fee (although it's a low one)