Is it possible to integrate the Google Checkout API or Paypal API with my marketplace? I am using PHP to generate the market, one auction at the time. I have a MySQL database containing all of the market actions, however, I was wondering. Can I use either Google Checkout or Paypal to dynamically generate the Checkout process, and give the proceeded money to the user whose posted action, then notify me?
I am able to load User details from the MySQL database aswell.
I looked at the 'StackExchange' network, however; I could not figure out where to place this question. Therefore I assumed this was the best place ?
Google Checkout as the term implies is pretty much what it says - it allows a merchant to outsource their checkout operations to Google. I don't think it's a fit because in your case, "merchant" is "dynamic" - its different sellers across auctions. Additionally, Google Checkout isn't for person-to-person payments - its specifically for a merchant (store) to sell products and service at it's web site and have the checkout process handled by Google.
Look into Paypal Adaptive Payments.
You can also look into Amazon FPS .
I'm not familiar with your project's terms such as 'generate the market', 'market actions'
PayPal has reference tranactions in which you can charge same customer's credit card again without storing actual credit card.
Authorize.Net has CustomerPaymentProfile in which they store your customers's credit cards. Then you can submit each customer's paymanet profile, and they'll charge the card for you.
I'm not familiar with Google's automatic checkout without actual credit card.
Related
We currently have a website that uses eWay token payments and setup Auto Order for customers. They can manage what items are in the auto orders and at what frequency the orders will be placed.
After the first order we can save the users 'Token' with eWay and charge their card at each instance.
We would like to add in the ability to pay with PayPal, but cannot see a similar feature where future orders can be placed without the user interacting.
The issue is that the price may differ from original payment, as discounts for the item may change or the user could add in other products to the auto order. So we don't want to have a repeat purchase setup in PayPal, rather automatically charge the users account when needed.
Been looking through paypal API docs and nothing is jumping out as the correct way to proceed.
We have tried payments through eWay to PayPal however they are not supporting paypal through their gateway anymore so are not much help.
Our website is PHP, Mysql driven and we currently use PayPalExpress checkout API for single orders.
For PayPal, the receiving account needs a feature called "reference transactions". This is not enabled by default in the live environment (though it is in sandbox). It requires business approval, so the PayPal account owner should contact PayPal's general customer support or an account manager (note: not technical support) to discuss the business need for the feature.
Once approved for the "reference transactions" feature on a live business account, PayPal can guide you on which API to best integrate to make use of this. Something like v2 or v3 vault and that API's payment tokens are a possibility that sounds exactly what you are describing, though there are other (older/legacy) APIs that use something called a "billing agreement" as what's effectively a token as well.
I have an issue right now that is killing me, I have implemented several payment options but never used paypal, I don't know why is it so complicated.
The website already exists and wasn't developed by myself.
I don't know the ammount of the order it is dynamic, so the "create payment buttons" on the paypal website doesn't work for me, at this point i developed a solution using
PayPal developers
But it turns out that i only have the option to pay with a PayPal account or register a PayPal account, I do not want to force customers to do this, it has no sense. is there any relatively easy solution out there using the same PayPal API?
EDIT
The whole site code is in PHP so i need the solution in this language
As you have mentioned that you are aware of one payment method i.e. Express Checkout ( in which user needs to have a valid Paypal account) so the other method which I think you need is the Direct Payment (i.e. a user can pay with credit cards directly without any Paypal account) API.
For this direct payment api you need to enable Website Payment Pro WPP , here you can get info about WPP.
I want my PHP web application to have the ability to save the user's PayPal details in their user account.
When they go to purchase items, rather than going through the standard PayPal form, it will automatically grab the user's PayPal details from their user account, and make the payment directly from my website. There is definitely a way to do this, as I have seen this feature on sites such as Freelancer.com
Thanks for the help! :)
No, you don't need Payments Pro for that. That would only be if you want to do it with direct credit cards. What you're after in general is called Reference Transactions, and when done with PayPal Express Checkout it uses Billing Agreements.
You'll use Express Checkout and/or Payments Pro (optional) to process an original authorization or sale transaction. Then, you can send that ID you get back in that original transaction along with a new amount in the DoReferenceTransaction API and that new amount will be instantly processed without any redirection or further authorization required.
I am trying to figure out exactly what payment solution to use for my site.
I would like to do the same thing as Spotify (https://www.spotify.com/us/freetrial/ - You'll need to login to see it), allowing users to choose whether they want to pay with PayPal or use a credit card and then taking them to a payment selection screen (on PayPal), then returning them to my site to click confirm and buy.
I am already paying for recurring payments (even though I've yet to use it) and am unsure if that is applicable here. I have also integrated express checkout but I don't know if it will allow recurring payments.
EDIT: Do I need a separate token for recurring payments? Do I have to use the old recurring payments checkout screen? How can this be done as efficiently as possible, like Spotify? Here are my efforts to create a recurring payments profile after express checkout: http://pastie.org/private/sakzopltnwfv93wwmduqq
Diagram:
Select Buy & PayPal (subscription) --> Choose Payment (on PayPal) --> confirm & pay (my site)
This is what spotify's checkout looks like (It wouldn't say update for first time users):
Are they using recurring payments + express checkout? I would really appreciate some help with this.
Yes, you can get this done with Express Checkout + Recurring Payments. That said, if the person chooses credit card when setting up a recurring payment they will have to create a PayPal account. If they're paying a non-recurring checkout then they could use the credit card option without creating a PayPal account.
You mentioned that you're already paying for recurring payments..?? Are you referring to Payments Pro? If so, you don't need to pay for that to use EC + RP. Pro is only necessary if you want to process credit cards directly on your site without ever redirecting to PayPal. This can sometimes make things seem a little more professional and would also give you the ability to let people setup recurring payments without creating a PayPal account when using a credit card.
When using EC you just need to make sure to include the billing agreement parameters in order to get a token back that will work within CreateRecurringPaymentsProfile. Refer to the SetExpressCheckout API reference for more details on that.
This is kind of old now, but is still useful. Take a look at this sample express checkout set of api calls. You'll notice it uses the same token throughout all of the calls.
Just like Spotify -you would need to build that option on your site. If the user chooses to subscribe with a credit card - use the recurring payments w/ direct credit card (see below). If the user chooses to subscribe with a PayPal account - use the recurring payments w/ PayPal Account (this is what Andrew is suggesting above in his response).
Here are the how-to guides:
For direct credit card subscriptions: https://www.x.com/developers/paypal/documentation-tools/paypal-payments-pro/how-set-recurring-payments-profile-using-direct-payment
For PayPal Account subscriptions: https://www.x.com/developers/paypal/documentation-tools/express-checkout/how-to/ht_ec-recurringPaymentProfile-curl-etc
The APIs would allow you to do things like trial periods, setup fee, etc. For example here is a how to on building a freemium kind of model: https://www.x.com/developers/paypal/documentation-tools/express-checkout/how-to/ht_ec-freeTrialRecurringPayments-curl-etc
I am developing an Ecommerce website and I would like to implement Credit/Debit card processing within the site.
I would like to know if there are any good PHP scripts which fully implement this and the payment gateways that provide this service.
Also the website will have a Money Back guarantee feature in the event of cancelling of orders and so on. So how can this also be implemented using Credit/Debit cards i.e. I want to be able to refund the customers in the event of a cancelled order.
The site/service will be offered in Africa and Paypal isnt present.
Thanks
You need to find someone to process your credit card payments first. eg Paypal or SagePay.
They will provide you with all the documentation on integrating with the payment gateway, and all the ones I have used in the past have included PHP sample code.
Here are some handy links for you...
Paypal Developer Docs
Google Checkout
SagePay (UK credit card
processing)
Update: Since you are trying to offer this service in Africa, I would recommend contacting your local big bank to see what services they offer. All the major banks in the UK and the US offer their own gateways (or point you in the direction of their preferred partner), and I would imagine that would be true everywhere.
http://pear.php.net/package/Validate_Finance_CreditCard