How to extend existing paypal with adaptive payment? - php

i am having small doubt in PHP development.
Now i am using PayPal payment for products cart in my WordPress website.
that payment can be send to one partner.
now i want to split all payments to two PayPal partners.
for example product price 10$
then
user1=8$
user2=2$
if there any possibility available to this development. Every payment will be split into two partners. all payment will be split to into two partners.
if any having idea or sample code then give. it may be use full for me.
Thanks in advance

There is a feature available for this. Its called "Adaptive Payment".
The Adaptive Payments API allows merchants and developers to pay almost anyone and set up automated payments. They can create applications that manage payments, payment preapprovals, and refunds. They can also send money peer-to-peer, split payments in both parallel and chained models, accept guest payments, and schedule disbursements. The Adaptive Payments API works on multiple platforms including the web and mobile environments.
Sample API Request :Eg : Parallel Payments
actionType=PAY #The action taken in the Pay request (that is, the PAY action)
&clientDetails.applicationId=APP-80W284485P519543T #Standard Sandbox App ID
&clientDetails.ipAddress=127.0.0.1 #Address from which request is sent
&senderEmail=sender_email
&currencyCode=USD #The currency, e.g. US dollars
&receiverList.receiver(0).amount=3.00 #The payment amount for the first receiver
&receiverList.receiver(0).email=first_receiver_email
&receiverList.receiver(1).amount=4.00 #The payment amount for the second receiver
&receiverList.receiver(1).email=second_receiver_email
&requestEnvelope.errorLanguage=en_US
&returnUrl=http://www.yourdomain.com/success.html #For use if the consumer proceeds with payment
&cancelUrl=http://www.yourdomain.com/cancel.html #For use if the consumer decides not to proceed with payment
Sample Codes in github

Related

How to send payments from one PayPal Business account to another?

I've integrated the PayPal payment gateway, but now I need to know whether PayPal can handle the below scenario.
Let's say a customer pays $1000 which includes a non-refundable $100 application fee. Later the customer cancels and receives $800 as there is also a $10 cancellation fee, so the formula looks like:
$refund_amount($800) = $total_amount($1000) - $cancellation_charge($100) - $application_fee($100)
So now my business account has balance of $200 and I want to transfer cancellation_fee($100) to my service provider's PayPal account and want to keep application_fee($100) in my account. This transfer is the step I need help with.
Initially all payment has been received by the app owner account and later if the customer cancels or completes the booking amount must transfer to the provider's account (minus the $100 application fee)
I have gone through some PayPal API docs but was unable to find any solution for the transfer.
I'm using the paypal/rest-api-sdk-php library in Laravel.
For receiving payments, do not use the v1 PayPal-PHP-SDK; it is deprecated. Use the cureen v2 Checkout-PHP-SDK. Implement two routes on your server, one for "Set Up Transaction" and one for "Capture Transaction", documented here: https://developer.paypal.com/docs/checkout/reference/server-integration/
For the payer to give their approval, pair your two routes with: https://developer.paypal.com/demo/checkout/#/pattern/server
For automating sending payments from one of your accounts to another account, use the Payouts-PHP-SDK. The account sending payments will need to be approved for PayPal Payouts. See here regarding requesting approval: https://developer.paypal.com/docs/payouts/integrate/prerequisites/#get-access-to-paypal-payouts

Paypal : Chained Adaptive Payments

The reason i am asking paypal question here is that being a new user,i have not been able to post question on paypal's community/technical/ developer websites.
I have developed a website (similar to ebay) where sellers/merchants can sell their products . My websites requires a payment gateway that could take orders from normal customers who buy sellers' products, deduct commission from that ordered amount and send money to seller's bank account.
Please note that there could be 1000s of sellers to sell their products.
To achieve this, I think adaptive chained payment method suits me to serve this purpose.
My question is:
1- My website acting as a primary receiver, can I change secondary reciever in each API call so that I could deduct commission from orders and put the rest of money into individual seller's PayPal account?
2- How can I set up my PayPal account to receive chain adaptive payments?What is the procedure to set it up as it is now a limited release product? It is now restricted to select partners for approved use cases and should not be used for new integrations without guidance from PayPal.
Here is what I tried:
https://developer.paypal.com/docs/classic/adaptive-payments/integration-guide/APIntro/?mark=adaptive%20payment
I couldn't find the link to choose/set up Paypal chain adaptive payment.
Please accept my apology in advance as i am struggling for hours.
I would appreciate if you could share a link or guide.
Thanks

Marketplace using Paypal

Hi we are creating a mobile app for marketplace where we are hoping to get eBay model implemented. Where buyer will pay the seller and we will take our cut from the seller. We actually don't want to get payment ourself for the sale and handle the disputes for order shipping or chargebacks.
When a sale is done on our app, the buyer should send the payment to the sellers paypal and then Paypal will handle all the other stuff regarding that like disputes or chargebacks.
I want seller to link his paypal account to our app and we will take permissions for future payments and maintain a record where we can calculate his fee regarding sales made on our platform. Paypal Mobile SDK support this feature.
But my question here is how can we automate the original purchase process? One option is when a sale is done, we will send invoice from seller side to the buyer (possible using Paypal REST API) and open invoice pay link on the buyer side. Once the buyer pay the invoice and transfer the funds to the seller we will know that sale is approved successfully because as a Paypal facilitator we have access to that invoice (we actually sent that invoice to the buyer as we have permissions of invoicing of seller account).
But what if we don't want invoicing system? Can we implement anything where buyer will send the funds to the seller without generating an invoice from our app. Like when a sale initiated, we will present buyer a page where he will pay directly to the seller (without us involved) and we will track that transaction and make outstanding cut on that sale?
My Research so far
Payapl mobile SDK for iOS don't allow us to take permissions for invoicing, we can take single, future or profile sharing permissions in app
Paypal Rest API allow us to take permissions for invoicing but not for future payments (that is necessary to take our cut from the seller's account)
If we use Paypal Mobile SDK, we can take funds in our account but not directly to our sellers account
Adaptive payments is an option where can take funds from buyers and after deducting our cut send the rest to the buyer but in that case we will be primary recipient and seller will be secondary, being a primary recipient we are responsible for shipping the product which at this stage we don't want. Want want to be seller as primary recipient
Any help regarding our situation would be greatly appreciated. We just want to automate the system somehow with the APIs and SDKs without being the primary recipient. Please give us suggestion to make this a reality. Thanks
Using any other payment gateway like Stripe or Braintree will not help here because in that case we will be taking money as registered merchants. We would really like to work with Paypal for handling all order related stuff
The Express Checkout API supports Parallel Payments, in which case you specify the SELLERPAYPALACCOUNTID in the request. This is where the money for that particular payment would be sent.
You can use this functionality even with a single payment on the order, though. So you can just setup a single payment and include that SELLERPAYPALACCOUNTID parameter, and the money will go directly to that account.
When doing this you can use your own API credentials and no permissions or anything are required from the 3rd party account to send the funds directly to them.
This PayPal PHP SDK will make the Express Checkout API calls very quick and easy for you, so you could just setup some simple PHP services to hit from your mobile app(s).

How do large merchant resellers process payments and payouts?

I am looking for information on how large resellers collect payments and pay the people who sell on their site. (e.g. Redbubble.com, a company that pays artists a commission for their work)
Specifically, I am looking for different solutions that cover a few key functions at minimal cost (like Paypal fees)
Ability to take payment from credit cards and paypal (others a benefit)
Track sales for each merchant as payments are processing
Collect payments in central account
Payout all processed payments on a monthly basis
P.S. I imagine there are a few ways to do this, I am hoping to gain some insight on what solutions have been proven.
P.P.S. This is not a technology specific question. Whatever APIs or third party solutions you know of are fair game.
Thanks for your knowledge!
Try PayPal adaptive payments.
Paypal Adaptive payments
You can also try Stripe to collect funds to one account and to trasfer them to third party acccounts but this only works in the US.
Stripe Payments
You could use the Adaptive Payments API and that would allow you to split the payments up among multiple receivers in a single transaction in real-time. If you go that route the API calls that you'd be interested in are...
Pay - This setups the actual payment and the receivers on the payment.
SetPaymentOptions - This allows you to provide more details like items, shipping, etc.
ExecutePayment - This actually processes the payment in the system after it's been setup with the previous calls.
PaymentDetails - This obtains details about a completed transaction.
Preapproval (possibly) - This allows you to get a Preapproval key for a user that will allow you to trigger payments on that users behalf at any time in the future with the use of the preapproval key.
PreapprovalDetails (if you use preapprovals) - This obtains details about an active preapproval profile.
To get all of that working in the live environment you'll need to submit an application through your PayPal developer account to obtain a Classic API App ID. For development on the sandbox there is a global App ID that can be used.
Another option would be to take payments on your site using any PayPal product like Payments Standard, Express Checkout, Payments Pro, etc. and have all the money come to your account, and then use the Pay API to distribute those funds out to people accordingly. This could be automated with an IPN solution and possibly the use of a CRON job on your server.
This is the method I like to use, and I typically go with a full Payments Pro / Express Checkout integration for payments on my site and then I distribute via the Pay API within an IPN solution or CRON job like I mentioned.

Can we divide a PayPal payment?

My client has a requirement, I'll illustrate :
Suppose someone purchases something(worth $100) from my client's website. Now my clients wants that $85 would go to the owner of that item and $15 my client will keep as commission.
Is this possible ?
Thanks
See Adaptive Payments on the PayPal website.
The Adaptive Payments API allows merchants and developers to pay almost anyone and set up automated payments. They can create applications that manage payments, payment preapprovals, and refunds. They can also send money peer-to-peer, split payments in both parallel and chained models, accept guest payments, and schedule disbursements. The Adaptive Payments API works on multiple platforms including the web and mobile environments.

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