PHP: Stripe connect API would not accept card details? - php

Question

I know that asking this here could be throwing a stone in the dark because I found 2 other similar questions but none had any answers to it.
Any way, I hope someone has already found the solution for this and can shed a light on it.
Let me explain the scenario first as it might help with finding a solution:
I am creating stripe custom connect accounts like this:
$acct = \Stripe\Account::create(array(
"country" => "US",
"type" => "custom",
"email" => "email#mail.com"
));
Then I add Bank Accounts to them like so:
$account->external_accounts->create(
array(
'external_account' => array(
"object" => "bank_account",
"country" => "US",
"currency" => "usd",
"account_holder_name" => 'Jane Austen',
"account_holder_type" => 'individual',
"routing_number" => "111000025",
"account_number" => "000123456789"
)
));
This all works fine so far....
Now, what I need to do is to be able to transfer Money/Payments from the connected custom accounts into their Bank accounts.
For that purpose, I will need to add a Credit Card to that connetced account so that card details can be used for making payments into the Bank Accounts.
So I went ahead and tried this:
$account->external_accounts->create(
array(
'external_account' => array(
"object" => "card",
"exp_month" => 8,
"exp_year" => 2018,
"number" => "4012888888881881",
"currency" => "usd",
"cvc" => "123"
)
));
And that did NOT work and gave me this error:
Requests made on behalf of a connected account must use card tokens from Stripe.js, but card details were directly provided.
So I changed my strategy and tried this:
$result = \Stripe\Token::create(
array(
"card" => array(
"name" => "Some Name",
"exp_month" => 8,
"exp_year" => 2018,
"number" => "4012888888881881",
"currency" => "usd",
"cvc" => "123"
)
));
$token = $result['id'];
$account->external_accounts->create(
array(
'external_account' => array(
"object" => "card",
"source" => "".$token.""
)
));
However, this gave me the same error message!!!
This is very frustrating because if you look at their own API documentation, you will clearly see that they say:
source required
Either a token, like the ones returned by Stripe.js, or a dictionary containing a user's credit card details (with the options shown below). Stripe will automatically validate the card.
This can be seen here:
https://stripe.com/docs/api#create_card
Could someone please advice on this issue?
I cannot use stripe.js in my project so I will need to use the API.
Any help would be greatly appreciated.
Thanks in advance.
First Edit:
Here is a strange one.. I generated a Stripe card token from here:
https://codepen.io/fmartingr/pen/pGfhy
Note that the above codepen uses the stripe.js to generate the tokens....
and tried to use the token from there in my PHP code like so:
$account->external_accounts->create(
array(
'external_account' => array(
"object" => "card",
"source" => "tok_1AqPXeDQzcw33c71uncYBFdm"
)
));
but this gives me the exact same error:
Requests made on behalf of a connected account must use card tokens from Stripe.js, but card details were directly provided.

Answer 1

Please use this it will add your external account
$result = \Stripe\Token::create(
array(
"card" => array(
"name" => "Some Name",
"exp_month" => 8,
"exp_year" => 2018,
"number" => "4012888888881881",
"currency" => "usd",
"cvc" => "123"
)
));
$token = $result['id'];
$account->external_accounts->create(
array(
'external_account' => "".$token.""
));